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USDA and Habitat for Humanity to Build Homes and Ladders of Opportunity

Posted by Thomas Williams, USDA Rural Development State Director, Pennsylvania in Rural
Dec 09, 2014
USDA Rural Development Pennsylvania State Director Thomas Williams helped future homeowner Judy Aguero put the first nails into the doorway of her new home.
USDA Rural Development Pennsylvania State Director Thomas Williams helped future homeowner Judy Aguero put the first nails into the doorway of her new home.

On a blustery cold November morning, it was heartwarming to help Judy Aguero put the first nails into the doorway of her new home. Ms. Aguero, a single mom, was born in New York City and moved to Pennsylvania when she was 15 years old. When her mother was deported back to Santo Domingo, Judy lived with members of her church. By 19, she was expecting a child and living at a homeless shelter. Overcoming all odds, Judy was determined to make a better life for herself and her child. She is currently employed as a Certified Nursing Assistant and is working on an associate’s degree in social work. Through York Habitat for Humanity, she will be moving into a new three bedroom, one bath two-story duplex in the spring of 2015 with her daughter, Yudelka.

USDA Rural Development’s Pennsylvania housing staff recently met with York Habitat for Humanity (York Habitat) to partner our resources to help bring homeownership to reality for rural Pennsylvanians. York Habitat will be working as a packager to help hardworking potential homeowners like Judy complete applications for the USDA 502 Direct Home Loan Program.  Through the program, direct homeownership loans are available to lower income individuals and families. Payments are based on income, with no down payment required. It’s just another way Rural Development is creating ladders of opportunity to help people have the tools they need to climb into the middle class.

Last Fiscal Year, Rural Development assisted over 120 low income home buyers realize the dream of homeownership in rural Pennsylvania. Through this program, USDA is investing in the linchpin of what makes a strong community: safe, affordable housing where families can raise the next generation of rural Americans.

USDA Rural Development State Director Thomas Williams assists York Habitat for Humanity volunteers as they lift trusses for Judy Aguero’s new home.
USDA Rural Development State Director Thomas Williams assists York Habitat for Humanity volunteers as they lift trusses for Judy Aguero’s new home.
Category/Topic: Rural