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Posts tagged: Direct Home Loan

USDA, Habitat for Humanity Collaborate to Help Rural Virginians Find a Place to Call Home

Deputy Secretary Krysta Harden, Hanover Habitat Executive Director Tim Bowring, Rural Development State Director Basil Gooden, Rural Development Housing Director for Virginia Anne Herring tour energy efficient homes constructed through a new partnership between USDA and The Hanover County Chapter of Habitat for Humanity.

Deputy Secretary Krysta Harden, Hanover Habitat Executive Director Tim Bowring, Rural Development State Director Basil Gooden, Rural Development Housing Director for Virginia Anne Herring tour energy efficient homes constructed through a new partnership between USDA and The Hanover County Chapter of Habitat for Humanity.

USDA Rural Development and The Hanover County Chapter of Habitat for Humanity are thinking outside of the box with their new partnership in Virginia. By working together, USDA Rural Development and Habitat for Humanity are able to provide mortgage assistance to low and very low-income rural families. Earlier this month, Agriculture Deputy Secretary Krysta Harden visited Bailey Woods, the first-ever Habitat Development in this area, as part of USDA’s celebration of National Homeownership Month.

Every year, rural families rely on USDA Rural Development’s direct and guaranteed home loans to provide an affordable opportunity to become homeowners. Bailey Woods will provide building lots for eight new houses and a renovation of one. These homes range from 1,500 to 1,700 square feet and feature many energy efficient features, such as ceiling fans, high insulation, and high efficiency heat pumps. These cost reducing systems will provide families in rural areas such as Hanover County the opportunity to purchase a home, while maintaining low operating costs. Read more »

Strength in Numbers: USDA Employees Join Delaware Residents Who Are Building Their Homes in Order to “Own” Their Future

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

A stormy sky didn’t dampen spirits as a crew of us from USDA Rural Development’s national headquarters celebrated National Homeownership Month by helping Mutual Self-Help Housing Program participants build their own homes in Lincoln, DE.

USDA Rural Development’s Self-Help Housing Program offers families with modest means a hands-on approach to achieve homeownership.  Groups of families work side-by-side on nights and weekends to construct their homes, and no one moves in until all the houses are completed. Read more »

Ohio Habitat for Humanity Home Framed and Rising with Help from ‘Team RD’

USDA Ohio Rural Development employees help construction workers "walk up a wall" during a day of volunteering at a Marysville, Ohio Habitat for Humanity build. The house, which will belong to Union County resident Michelle Amrine, is the first-ever built-from-the-ground-up collaboration between Habitat for Humanity and Rural Development in Ohio. (USDA Photo by Heather Hartley)

USDA Ohio Rural Development employees help construction workers "walk up a wall" during a day of volunteering at a Marysville, Ohio Habitat for Humanity build. The house, which will belong to Union County resident Michelle Amrine, is the first-ever built-from-the-ground-up collaboration between Habitat for Humanity and Rural Development in Ohio. (USDA Photo by Heather Hartley)

In commemoration of USDA’s annual Homeownership Month, some industrious Ohio Rural Development team members and I recently spent a sunny day at a Habitat for Humanity building site, helping Marysville resident Michelle Amrine and her two children frame out a place to call their own.

Financed through USDA Rural Development’s Direct Home Loan program, the home is being constructed through Habitat for Humanity of Union County. Although earlier projects in the state included funds for the rehabilitation of already-existing construction, the Amrine house marks the first “from-the-ground-up” collaboration between Ohio Rural Development and Habitat for Humanity. Read more »

USDA Housing Opportunities in New Mexico StrikeForce Targeted Counties

New Mexico USDA Rural Development  State Director Terry Brunner (r) presents a certificate of congratulations to Sandra and Miguel Duarte.  The presentation was made during National Homeownership Month event in Sunland Park to honor the Durate family for becoming new homeowners. USDA photo.

New Mexico USDA Rural Development State Director Terry Brunner (r) presents a certificate of congratulations to Sandra and Miguel Duarte. The presentation was made during National Homeownership Month event in Sunland Park to honor the Durate family for becoming new homeowners. USDA photo.

During their seven years of marriage, Miguel and Sandra Duarte and their two children became tired of living in an apartment. Then one hot summer day in 2012, Mr. Duarte, a surveyor, found himself working on a housing subdivision in Sunland Park, New Mexico on the Mexican border. That’s when he asked his boss, “I wonder if I could buy one of these homes?”

Soon he was in the Las Cruces, New Mexico USDA Rural Development office talking with housing staff about homeownership. After qualifying for a Rural Development direct home loan the construction of the Duarte home soon began.  As soon as the final electric connection is made to the house the Durate’s will move into their new home later this month. Read more »

USDA Rural Development and Habitat for Humanity Partner to Help a Kentucky Mom Build and Finance Her First Home

Participating in the ground breaking are (from left) Mary Shearer (Executive Director of Kentucky Habitat for Humanity); Chase Crigler (field representative for U.S. Sen. Mitch McConnell); prospective homeowner Suzanna Hoskins and her three children; State Director Tom Fern; State Senator Don Blevins and Melissa Patrick (Morehead State University).

History was made in a small rural Kentucky community last week as ground was broken on a new home in Morehead. This project marks the first time that USDA Rural Development and Habitat for Humanity have collaborated to help a formerly homeless single mother take her first steps toward becoming a first-time homeowner. Read more »

New Purchase Program Helps Local Family Achieve Dream of Homeownership

The Yorgey family was tired of moving from place to place and watching their money constantly going towards rent payments. They wanted to be able to have a permanent place of their own for their growing family to live. But, the idea of that actually coming true seemed like a distant dream. Thanks to a new USDA Rural Development and Southeast Wisconsin Housing Corporation (SEWHC) partnership program, their dream has now become a reality. Read more »