State Director Terry Brunner presents an award to Mireya Cisneros as her parents and her younger brother look on.
The Sixth Street Elementary School in Silver City, New Mexico, has seen a lot of students over the years. But May 8th 2014 was a very special day at the 130-year-old school. Why? Because 10-year-old Mireya Cisneros, a fourth grader, was honored for her winning illustration for New Mexico’s 2014 National Homeownership Month poster contest.
The theme, “What my home means to me!” was the inspiration for the fourth and fifth grade students who participated in the contest held by USDA Rural Development in New Mexico. Read more »
USDA Ohio Rural Development employees help construction workers "walk up a wall" during a day of volunteering at a Marysville, Ohio Habitat for Humanity build. The house, which will belong to Union County resident Michelle Amrine, is the first-ever built-from-the-ground-up collaboration between Habitat for Humanity and Rural Development in Ohio. (USDA Photo by Heather Hartley)
In commemoration of USDA’s annual Homeownership Month, some industrious Ohio Rural Development team members and I recently spent a sunny day at a Habitat for Humanity building site, helping Marysville resident Michelle Amrine and her two children frame out a place to call their own.
Financed through USDA Rural Development’s Direct Home Loan program, the home is being constructed through Habitat for Humanity of Union County. Although earlier projects in the state included funds for the rehabilitation of already-existing construction, the Amrine house marks the first “from-the-ground-up” collaboration between Ohio Rural Development and Habitat for Humanity. Read more »
First time homeowner, 76 year old Carol McCormack Arentz with Tom Fern, State Director for USDA Rural Development in Kentucky. USDA photo.
June is Homeownership Month. Today we are sharing a first person account of a 76-year old Kentucky resident who used USDA’s home loan program to purchase her first home. She submitted this account through the USDA Rural Development Kentucky State Office and we are sharing it so that others who are interested will better understand the steps that must be taken before closing. USDA has helped rural residents purchase homes since 1949. Since the start of the Obama Administration, USDA Direct and Guaranteed home loan programs have helped more than 650,000 rural residents buy houses. Each buyer has a story. Here is one of them. Read more »
USDA Rural Development Kentucky State Director Thomas Fern, Easton and Shawna Barnett, and Josh Speight of Kentucky Baptist Fellowship with volunteer builders in the background. USDA Photos.
Imagine for a moment you are a child surrounded by kind strangers – trailers coming and going with large pieces of structure, big cranes lifting and moving objects, women and men pounding nails into wood, saws ripping through timbers and groups of people working together to upright walls that will someday hold your toys.
Imagine being a child who only understands all this commotion through the explanation by his mother and father this will soon be their home. He doesn’t understand words like, “wealth creation”, “equity”, “dream of homeownership”, or other adult terms we use to define the values of owning a home. To him, it is about having a place where he can go outside and play in the yard, a place where his room becomes his refuge on occasion, and a place where he creates and records the moments in life that later become the memories recanted to his children and grandchildren. For Easton, watching all of this commotion and seeing the kindness of strangers, will be a memory that he will long remember. Read more »
State Director Dunning (4th from right), Ms. Fincher and her family in her new home.
Last year for Homeownership Month we visited Rita Fincher to whom we had made a Single Family Housing Direct loan to help purchase a home. I was so impressed with her story last year that I decided I wanted to go back and visit her to see “what difference a year had made in her life with her new home.” Here is her story. Read more »
The parents were leery about another rental, fearing having to move yet again. Rather serendipitously, the mother saw information on line about USDA Rural Development housing programs. She made a call that changed their lives. As it turned out, the house that they eventually found and qualified for was part of a “green home” renovation in conjunction with other local agencies. The family was able to purchase their home with a loan direct from Rural Development, give their four children a stable home and neighborhood, and the home itself has proven to be so efficient that they are saving monthly on their utility bills.
The family received homebuyer education classes and credit counseling as part of the programs they participated in. The mother said “We are lucky to have found out about you! We have nothing but high praise for the process. Thank you for your dedication to helping families like ours purchase a home.” Read more »