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Posts tagged: homeownership

Growing a Community – One Family at a Time in Huron, S.D.

Nyo Maung with his child

Nyo Maung with one of his six children enjoying some free time in the front yard of their new home.

There are stark differences between Huron, South Dakota, and the Thailand Refugee Camp where the Maung Family started their journey. There are cultural differences, language barriers, and vast contrasts between the way people live and work in these two pinpoints on opposite sides of the globe. The Maung family journeyed from Thailand and have been welcomed into the community of Huron, South Dakota. They are enjoying the American culture and are adjusting well to life in their new community.

It takes strong community partners working together to create thriving communities and improve the quality of life in rural areas. Even though the Maung family has limited knowledge of the English language, that barrier did not prevent them from pursuing the American dream of homeownership through USDA. They worked with a language interpreter to engage several partners that worked together to assist with the application process of becoming new homeowners. Read more »

Helping a Growing Family Build Their Own Home

The McLane family

With assistance from USDA Rural Development’s Self-Help Program, the McLanes' were able to become first-time homebuyers in Liberal, Kansas. USDA Rural Development has provided more than $6 million in home-loan financing through the Agency’s Single Family Housing Direct Program to Liberal Self-Help Program participants like the McLane Family.

As I watched Matthew McLane’s children play in the front yard of their home, I could tell how much this family loved being homeowners.  Matthew and Candice McLane became first time homebuyers through the Agency’s Mutual Self-Help Program in 2012.  The couple, and their two daughters, had been living in an apartment prior to building their home through the Self-Help Housing Program.  Now the couple has three children, and one more on the way this fall – and the house is filled with love and joy as the family prepares for the arrival of its newest member.

Listening to Matthew describe the self-help process, you can tell how much pride he has in his home.  He describes putting his sweat, blood and tears into the home, but loving every minute of it.  From learning how to hang drywall, to laying flooring or installing shingles, it was all new experiences and skills that Matthew learned.  When repairs are needed to the home now, Matthew is able to do the home maintenance and repairs himself. Read more »

Reflecting on the American Dream

Rural Development Virginia State Director Basil Gooden (left) and RHS Administrator Tony Hernandez (right) with Alias and Ansam Khader

Rural Development Virginia State Director Basil Gooden (left) and RHS Administrator Tony Hernandez (right) present Alias and Ansam Khader (and their adorable daughter) the symbolic key to their new home.

Last month, I had the privilege of witnessing the American dream come to life for a Rockingham, Virginia family who has just purchased and built their first home with the help of a USDA Rural Development (RD) direct low-interest loan. It was an honor to help Rural Housing Service Administrator Tony Hernandez, Virginia Rural Development employees and local officials welcome Alias and Ansam Khader and their three children to their newly constructed home, which we did via a key presentation ceremony on the family’s new front porch.

Prior to the ceremony, I had the opportunity to spend time with the Khaders as they graciously took me and others on a tour of the house. They shared with us stories of their journey to this special day and visions of their bright future. I quickly learned that the Khaders were a remarkable family, having overcome extraordinary circumstances. Read more »

Building Communities Together Nationwide

Building Communities Together Nationwide infographic

Building Communities Together Nationwide infographic (Click to view a larger version)

Owning a home opens up a world of opportunities. A home is an asset that helps families finance education or a business. A home could be the reason you learn how to use a power drill, or the reason you start your first garden. Homeownership helps people become more financially literate all while connecting with their community in ways they may have never connected before.

Now that another Homeownership Month has come and gone, I would like to reflect on the strides the Obama Administration has made toward truly accessible rural homeownership for all. Since 2009 USDA Rural Development has made investments in affordable homeownership opportunities in 3,200 U.S. counties. These investments have benefitted more than 1 million people across the country. Read more »

Rebuilding Lives: Celebrating Homeownership Month

USDA Works with Families to Realize Their Dreams of Homeownership infographic

USDA Works with Families to Realize Their Dreams of Homeownership infographic. Click to enlarge

Five years ago, Christy Carr seemed like a long shot as a future homeowner.  She was a newly divorced, unemployed mom of five, and her credit score was in the 300’s. The home she shared with her children had no heat, no electricity and no running water. A neighbor let Christy run an extension cord to his garage outlet just so that the family could keep the lights on. Since they had no car and only a cooler to keep their food cold, they walked to the store three times a day.

In order to rebuild her life, Christy had to find work and clean up her credit score.  After many interviews, Christy was offered a good job at a marketing company. She was able to move into an apartment but it was too small to house all of her children, and her older sons had to stay with another family member. At the same time, Christy brought her student loans out of default and paid off old marital debts. After 18 months, her credit score had risen by 300 points, and she was able to open a credit card secured through her bank. Read more »

Housing is Opportunity, Housing is Jobs


House Builders Create Homes, Housing Creates Jobs

House Builders Create Homes, Housing Creates Jobs. Click to enlarge.

When one thinks about home, they often think about warm meals on the dinner table, cozying up on the couch, painting the nursery, or even building equity in a place one calls their own. When I think housing- especially new housing: I also think opportunity; I think jobs.

Jobs come from laying foundations, installing windows, and making sure faucets pour water and lights shine bright. Most importantly, jobs go home at the end of the shift, and gather at that dinner table knowing local economies are improving. We have had 75 straight months of private-sector job growth in America, and the housing sector has played its part. Read more »