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Posts tagged: homeownership

Reflecting on the American Dream

Rural Development Virginia State Director Basil Gooden (left) and RHS Administrator Tony Hernandez (right) with Alias and Ansam Khader

Rural Development Virginia State Director Basil Gooden (left) and RHS Administrator Tony Hernandez (right) present Alias and Ansam Khader (and their adorable daughter) the symbolic key to their new home.

Last month, I had the privilege of witnessing the American dream come to life for a Rockingham, Virginia family who has just purchased and built their first home with the help of a USDA Rural Development (RD) direct low-interest loan. It was an honor to help Rural Housing Service Administrator Tony Hernandez, Virginia Rural Development employees and local officials welcome Alias and Ansam Khader and their three children to their newly constructed home, which we did via a key presentation ceremony on the family’s new front porch.

Prior to the ceremony, I had the opportunity to spend time with the Khaders as they graciously took me and others on a tour of the house. They shared with us stories of their journey to this special day and visions of their bright future. I quickly learned that the Khaders were a remarkable family, having overcome extraordinary circumstances. Read more »

Building Communities Together Nationwide

Building Communities Together Nationwide infographic

Building Communities Together Nationwide infographic (Click to view a larger version)

Owning a home opens up a world of opportunities. A home is an asset that helps families finance education or a business. A home could be the reason you learn how to use a power drill, or the reason you start your first garden. Homeownership helps people become more financially literate all while connecting with their community in ways they may have never connected before.

Now that another Homeownership Month has come and gone, I would like to reflect on the strides the Obama Administration has made toward truly accessible rural homeownership for all. Since 2009 USDA Rural Development has made investments in affordable homeownership opportunities in 3,200 U.S. counties. These investments have benefitted more than 1 million people across the country. Read more »

Rebuilding Lives: Celebrating Homeownership Month

USDA Works with Families to Realize Their Dreams of Homeownership infographic

USDA Works with Families to Realize Their Dreams of Homeownership infographic. Click to enlarge

Five years ago, Christy Carr seemed like a long shot as a future homeowner.  She was a newly divorced, unemployed mom of five, and her credit score was in the 300’s. The home she shared with her children had no heat, no electricity and no running water. A neighbor let Christy run an extension cord to his garage outlet just so that the family could keep the lights on. Since they had no car and only a cooler to keep their food cold, they walked to the store three times a day.

In order to rebuild her life, Christy had to find work and clean up her credit score.  After many interviews, Christy was offered a good job at a marketing company. She was able to move into an apartment but it was too small to house all of her children, and her older sons had to stay with another family member. At the same time, Christy brought her student loans out of default and paid off old marital debts. After 18 months, her credit score had risen by 300 points, and she was able to open a credit card secured through her bank. Read more »

Housing is Opportunity, Housing is Jobs

 

House Builders Create Homes, Housing Creates Jobs

House Builders Create Homes, Housing Creates Jobs. Click to enlarge.

When one thinks about home, they often think about warm meals on the dinner table, cozying up on the couch, painting the nursery, or even building equity in a place one calls their own. When I think housing- especially new housing: I also think opportunity; I think jobs.

Jobs come from laying foundations, installing windows, and making sure faucets pour water and lights shine bright. Most importantly, jobs go home at the end of the shift, and gather at that dinner table knowing local economies are improving. We have had 75 straight months of private-sector job growth in America, and the housing sector has played its part. Read more »

High Five Series: Rural America is Home for the Holidays

One of the fifty families in New Hampshire

One of the fifty families in New Hampshire whose affordable rental home was preserved for 30 more Holiday seasons to come.

Oh, there’s nooooo place like hooooome for the holidays… Every time I hear that song I get an extra spring in my step knowing that I work for an organization that helped more than 160,000 families afford to buy, rent, or repair their homes this year. That’s 160,000 families in rural America that are home for the Holidays.

This year, 50 New Hampshire families living in one of our rental housing facilities were on the verge of losing their homes, but because of local community action groups, and my amazing team of affordable rural housing professionals, USDA Rural Development is able to continue to provide rental assistance to 50 Granite State families for the next 30 years.  Last month, we were able to close a deal that will keep these 50 families, and an additional 50 elderly and disabled tenants in a neighboring affordable housing community in their homes affordably for the next 30 years. Read more »

A Special Invitation from Deputy Secretary to Join a Google+ Hangout on Veteran Farmers

A man holding plant seedlings with the USA flag behind him

Helping our Returning Heroes find Opportunities in Agriculture: Join us for a Google+ Hangout with Agriculture Deputy Secretary Krysta Harden. Tune in live on Thursday, September 17, 11AM ET at www.usda.gov/live

On Monday, I had the opportunity to meet with several inspiring Service members and launch an expanded collaboration between USDA and the Department of Defense at a Transition Assistance Program class hosted at the Pentagon. This collaboration will integrate agriculture into the career training and counseling programs Service members receive as they transition out of the military. Information about USDA resources and programs will now reach 200,000 transitioning Service members every year.

It’s exciting to see veterans — many of whom come from rural communities — drawn back to the land, and USDA is here to provide support for military veterans and their families, from nutrition assistance to rural rental housing and homeownership opportunities. In conjunction with Monday’s announcement, USDA also launched a new website, www.usda.gov/veterans. This site is specifically designed to educate veterans about USDA programs and the support available for all active duty military and veterans. Read more »