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Posts tagged: homeownership

Homes on the Mend, Neighborhoods on the Rebound

USDA Rural Development State Director Vicki Walker (center with wheelbarrow), U.S. Representative Suzanne Bonamici (center with level), local nonprofit Community Action Team (CAT), and community leaders with first-time homeowners Jessica and Jason Smith

In honor of National Homeownership Month, USDA Rural Development State Director Vicki Walker (center with wheelbarrow), U.S. Representative Suzanne Bonamici (center with level), local nonprofit Community Action Team (CAT), and community leaders join first-time homeowners Jessica and Jason Smith (far right)

Jessica and Jason Smith used to watch home improvement shows in which old and deteriorating houses are completely renovated. They never thought they’d be the ones giving a neglected home new life—until now. While building their dream of homeownership, they are quite literally helping revitalize a neighborhood.

Last week in honor of National Homeownership Month, I joined U.S. Representative Suzanne Bonamici, local nonprofit Community Action Team (CAT), and community leaders to meet the Smiths at their work-in-progress in St. Helens, Oregon. Jessica and Jason participate in CAT’s Self-help Acquisition Rehabilitation Program (SHARP) funded with support from USDA Rural Development. The effort allows families to use their own sweat equity as down payment on a home and provides an affordable USDA mortgage for the balance. As the local partner, CAT receives USDA Mutual Self-help Housing grant funds to qualify families, identify home sites, and coordinate professional construction assistance. Read more »

A Celebration of Homeownership

The Hausman family of Scotts Bluff, Nebraska

The Hausman family of Scotts Bluff, Nebraska used USDA Rural Development's Single Family Guaranteed Loan Program to purchase a home to call their own.

Homeownership Month 2015 is already coming to the end, and I couldn’t be happier with the celebrations I’ve participated in, read about or listened to stories of.

In 30 days I have visited seven states across our nation to meet the people that work for and with USDA Rural Development to help make homeownership a reality for so many rural American families.

I’ve seen hardworking folks in California and Montana push up the walls to their future homes; I met families in Ohio and Oklahoma who were already moved in, but still thoroughly filled with the joy of homeownership. Read more »

Experiencing the Hope, Surprise and Joy of Homeownership in Delaware

United States Senator Chris Coons (center) joining USDA Deputy Under Secretary for Rural Development (RD) Vernita Dore, RD’s Delaware State Director Bill McGowan and dozens of RD and community volunteers to help build a home

United States Senator Chris Coons (center) joins USDA Deputy Under Secretary for Rural Development (RD) Vernita Dore, RD’s Delaware State Director Bill McGowan and dozens of RD and community volunteers to help build a home as part of USDA’s Mutual and Self-Help Program.

I wake up every day excited to work for an agency that gives rural American families three intangible gifts through homeownership: hope, surprise and joy.

They experience a sense of hope when they find there are affordable options to become homeowners. They surprise themselves by doing the incredible amount of work it takes to literally build the dream, and they experience unbounded joy when they move into their own home. Read more »

Safe and Secure Rural Homes: Continuing the Tradition in Kentucky

Tex Peyton's new home beside the old home

Tex Peyton's new home is shown under construction next to the old one.

USDA celebrates National Homeownership Month each year in June, and we continue to shine the spotlight on projects across the nation. I wanted to illustrate the work we do to provide ladders of opportunity for rural residents who might not have such an opportunity without the support of USDA Rural Development.

I had the pleasure of meeting one such person this week. His name is Tex Peyton and for the past 18 years he lived in a basic two-room house in Eastern Kentucky that lacked indoor plumbing. Read more »

Building a Better Future Together: Homeownership Month 2015

Homeowner Michelle Amrine taking a selfie with a crew of folks helping her build her home

Homeowner Michelle Amrine takes a selfie with a crew of folks helping her to build her home in Ohio.

Rural America faces a unique set of challenges when it comes to combating poverty in our towns and communities. Too often, rural people and places are hard to reach or otherwise underserved — but USDA makes sure they are not forgotten. I believe that USDA and its partners have the tools and the means to expand opportunity and better serve those living in poverty.  This month, Homeownership Month, we are celebrating a program that has helped rural families locate and climb ladders of opportunity into the middle class: The Mutual Self-Help Housing Program.

Fifty years ago USDA initiated The Mutual Self-Help Housing Program to provide very low- and low-income families the opportunity to achieve the American dream of homeownership, and in 50 years, USDA has partnered with more than 100 non-profit Self-Help Housing Organizations to help 50,000 rural American families accomplish homeownership. Read more »

2014 in Review: New Farm Bill Allows Kansas Family to Purchase Home

Megan Estrada and her children enjoy a swing on the porch of their new home financed by a USDA Rural Development home loan guarantee.

Megan Estrada and her children enjoy a swing on the porch of their new home financed by a USDA Rural Development home loan guarantee.

2014 will soon be in our collective rear view mirrors, and USDA Rural Development has had an incredibly productive year. This week we are looking back on stories from the year that illustrate the impact our programs have on rural communities. Here’s a story out of our Kansas State Office from June.

Megan Estrada and her three children are excited to spend time on their new home’s porch – a home they just moved into this summer. Prior to purchasing their own home, Estrada and her children had spent the last nine years in an apartment in Dodge City, Kansas. Read more »