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Posts tagged: homeownership

USDA, Habitat for Humanity Collaborate to Help Rural Virginians Find a Place to Call Home

Deputy Secretary Krysta Harden, Hanover Habitat Executive Director Tim Bowring, Rural Development State Director Basil Gooden, Rural Development Housing Director for Virginia Anne Herring tour energy efficient homes constructed through a new partnership between USDA and The Hanover County Chapter of Habitat for Humanity.

Deputy Secretary Krysta Harden, Hanover Habitat Executive Director Tim Bowring, Rural Development State Director Basil Gooden, Rural Development Housing Director for Virginia Anne Herring tour energy efficient homes constructed through a new partnership between USDA and The Hanover County Chapter of Habitat for Humanity.

USDA Rural Development and The Hanover County Chapter of Habitat for Humanity are thinking outside of the box with their new partnership in Virginia. By working together, USDA Rural Development and Habitat for Humanity are able to provide mortgage assistance to low and very low-income rural families. Earlier this month, Agriculture Deputy Secretary Krysta Harden visited Bailey Woods, the first-ever Habitat Development in this area, as part of USDA’s celebration of National Homeownership Month.

Every year, rural families rely on USDA Rural Development’s direct and guaranteed home loans to provide an affordable opportunity to become homeowners. Bailey Woods will provide building lots for eight new houses and a renovation of one. These homes range from 1,500 to 1,700 square feet and feature many energy efficient features, such as ceiling fans, high insulation, and high efficiency heat pumps. These cost reducing systems will provide families in rural areas such as Hanover County the opportunity to purchase a home, while maintaining low operating costs. Read more »

Homeownership Becomes Reality at Zuni Pueblo

Reyanna Nastarcio’s grandchildren hold the American flag that was presented to her by Rural Development Housing Administrator Tony Hernandez and State Director Terry Brunner.

Reyanna Nastarcio’s grandchildren hold the American flag that was presented to her by Rural Development Housing Administrator Tony Hernandez and State Director Terry Brunner.

By mid-morning the wind was howling and blowing the auburn colored sand across Zuni Pueblo located in western New Mexico.

But this was the last thing on the minds of Kay Panteah, Reyanna Nastarcio and Martha Sheche tribal members of Zuni Pueblo. This is the day they celebrate the completion of construction of their new homes—the homes they built with their own hands with the help of family and friends.

At last, this day has finally arrived—after all of those days of hanging drywall, driving nails, and painting walls. After a year of hard work they are being honored by an age-old tradition where their community comes together and celebrates a special feast day.  A celebration that includes a blessing of thanks, song and dance by the Zuni Olla Maidens where they rejoice in the ‘homecoming’ for these three women who have worked hard to attain the title of ‘homeowner’ and to create a home for their families. Read more »

USDA Rural Development Housing Programs: The Faces Behind the Numbers

The Sumner family moved into their USDA-financed home just four days before baby Holly was born.

The Sumner family moved into their USDA-financed home just four days before baby Holly was born.

As part of USDA’s ongoing celebration of National Homeownership Month, I visited several communities bordering Illinois and Missouri last week to meet some of the people whose lives have been changed with homeownership.

Joe and Heather Sumner had been renters in Highland, IL, who needed more space for their growing family. They were struggling to find affordable financing options, until they learned about Rural Development from their real estate agent. They soon qualified for a USDA Direct Housing Loan, and they were able to move into their new home in time for their new baby, who arrived just four days later.  Mrs. Sumner told me they were especially pleased with the amount of house they could afford through the Rural Development program. Read more »

June is Pride Month, National Homeownership Month: USDA Brings Homeownership Assistance to Rural LGBT Communities

Lissa Biehn (left) with FSA and Ramona Mitchell, Rural Development, discuss USDA’s dedication to civil rights in employment and program delivery at the Northwest Pride Festival in Portland, OR, on June 14.

Lissa Biehn (left) with FSA and Ramona Mitchell, Rural Development, discuss USDA’s dedication to civil rights in employment and program delivery at the Northwest Pride Festival in Portland, OR, on June 14.

June marks the 2014 celebration of Lesbian, Gay, Bisexual, and Transgender (LGBT) Pride Month.  USDA is taking this opportunity to recognize the immeasurable positive contributions made by the LGBT community — including our coworkers, partners and clients — to help rural America innovate and thrive, protect our natural resources and promote sustainable agricultural production to help feed the world. In addition, we are demonstrating our commitment to treating our LGBT customers and coworkers fairly and respectfully through educational events, outreach efforts and listening sessions across the country.

June is also National Homeownership Month, and the theme is “Own Your Future. Own Your Home.”  With concurrent Pride and Homeownership Month observances, it’s a great time to raise awareness among LGBT communities about USDA home mortgage and home repair programs that can help rural residents own their future. Read more »

Strength in Numbers: USDA Employees Join Delaware Residents Who Are Building Their Homes in Order to “Own” Their Future

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

A stormy sky didn’t dampen spirits as a crew of us from USDA Rural Development’s national headquarters celebrated National Homeownership Month by helping Mutual Self-Help Housing Program participants build their own homes in Lincoln, DE.

USDA Rural Development’s Self-Help Housing Program offers families with modest means a hands-on approach to achieve homeownership.  Groups of families work side-by-side on nights and weekends to construct their homes, and no one moves in until all the houses are completed. Read more »

Build Your Way to Homeownership With USDA’s Help

Maria and Ignacio Gordillo of Reedley, Calif., helped build their house last year through USDA’s Mutual Self-Help Housing Loan Program. More than 50,000 rural families have become homeowners using their “sweat equity” as a down payment on an affordable USDA mortgage.

Maria and Ignacio Gordillo of Reedley, Calif., helped build their house last year through USDA’s Mutual Self-Help Housing Loan Program. More than 50,000 rural families have become homeowners using their “sweat equity” as a down payment on an affordable USDA mortgage.

More than 50,000 rural families have become homeowners using their “sweat equity” as their down payment on an affordable USDA mortgage.

What is “sweat equity?” These families have helped build their own homes and provided most of the construction labor with guidance from a qualified construction supervisor through USDA’s Mutual Self-Help Housing Loan Program. The “sweat equity” — the savings in labor costs — reduced the amount of the home loan and made the monthly payments affordable.

June is National Homeownership Month. USDA is celebrating the self-help program and the 50,000+ rural families who have invested in a home of their own through self-help housing. Read more »