Homeowner Michelle Amrine takes a selfie with a crew of folks helping her to build her home in Ohio.
Rural America faces a unique set of challenges when it comes to combating poverty in our towns and communities. Too often, rural people and places are hard to reach or otherwise underserved — but USDA makes sure they are not forgotten. I believe that USDA and its partners have the tools and the means to expand opportunity and better serve those living in poverty. This month, Homeownership Month, we are celebrating a program that has helped rural families locate and climb ladders of opportunity into the middle class: The Mutual Self-Help Housing Program.
Fifty years ago USDA initiated The Mutual Self-Help Housing Program to provide very low- and low-income families the opportunity to achieve the American dream of homeownership, and in 50 years, USDA has partnered with more than 100 non-profit Self-Help Housing Organizations to help 50,000 rural American families accomplish homeownership. Read more »
Megan Estrada and her children enjoy a swing on the porch of their new home financed by a USDA Rural Development home loan guarantee.
2014 will soon be in our collective rear view mirrors, and USDA Rural Development has had an incredibly productive year. This week we are looking back on stories from the year that illustrate the impact our programs have on rural communities. Here’s a story out of our Kansas State Office from June.
Megan Estrada and her three children are excited to spend time on their new home’s porch – a home they just moved into this summer. Prior to purchasing their own home, Estrada and her children had spent the last nine years in an apartment in Dodge City, Kansas. Read more »
USDA Rural Development Pennsylvania State Director Thomas Williams helped future homeowner Judy Aguero put the first nails into the doorway of her new home.
On a blustery cold November morning, it was heartwarming to help Judy Aguero put the first nails into the doorway of her new home. Ms. Aguero, a single mom, was born in New York City and moved to Pennsylvania when she was 15 years old. When her mother was deported back to Santo Domingo, Judy lived with members of her church. By 19, she was expecting a child and living at a homeless shelter. Overcoming all odds, Judy was determined to make a better life for herself and her child. She is currently employed as a Certified Nursing Assistant and is working on an associate’s degree in social work. Through York Habitat for Humanity, she will be moving into a new three bedroom, one bath two-story duplex in the spring of 2015 with her daughter, Yudelka.
USDA Rural Development’s Pennsylvania housing staff recently met with York Habitat for Humanity (York Habitat) to partner our resources to help bring homeownership to reality for rural Pennsylvanians. York Habitat will be working as a packager to help hardworking potential homeowners like Judy complete applications for the USDA 502 Direct Home Loan Program. Through the program, direct homeownership loans are available to lower income individuals and families. Payments are based on income, with no down payment required. It’s just another way Rural Development is creating ladders of opportunity to help people have the tools they need to climb into the middle class. Read more »
Collette Brandt and her miniature pinschers enjoy their new home, particularly the large yard and beautiful tree. Collette walks the dogs through her new neighborhood as part of her therapy.
This summer, USDA is highlighting partnerships to invest in the future of rural America. Our partners work with us year after year to leverage resources and grow economic opportunities. They are the key to ensuring our rural communities thrive. Follow more of our stories at #RuralPartners.
In recognition of National Homeownership Month, we recently cut the ribbon to Collette Brandt’s home. Collette has seen a lot of struggles over the past three years. After falling at home and tragically severing her spinal column, the occupational therapist was told she may never walk again. The tragedy coincided with the end of a long term relationship and Collette had to move in with a co-worker. Determined to walk again and eventually own her own home, Collette’s determination drove her to work her way back on her feet physically and financially.
Not sure of her options as a middle-aged, currently disabled single woman, Collette reached out to Melanie Page at the Union County Housing Authority (UCHA). Through a Pennsylvania Department of Community and Economic Development HOME grant (a federally funded program that provides municipalities with grant and loan assistance as well as technical assistance to expand the supply of decent and affordable housing for low- and very low-income Pennsylvanians), the UCHA builds and refurbishes homes for income eligible residents over the age of 55. As an added bonus, the homes are part of an energy research project with Pennsylvania State University. Read more »
Closing out National Homeownership Month on June 30, 2014, RHS Administrator Tony Hernandez inside the home with new homeowners, Jay Pauley and Johanna Mansfield, along with Congresswoman Jaime Herrera Beutler, representing Southwest Washington's 3rd Congressional District, at the Lower Columbia Community Action Program (LCCAP) Self-Help Housing Project in Castle Rock, Wash. Photo by Phil Eggman.
This year, Independence Day will be even more meaningful for tens of thousands of families across the nation. With financing assistance from USDA, they will be able to gather their loved ones in their own homes and back yards to celebrate the holiday as homeowners.
As the Administrator for USDA’s housing programs, I spent the past weeks celebrating National Homeownership Month with rural families who are achieving the American Dream with USDA assistance. On the final day of the month-long celebration, I joined families who are now constructing their homes through USDA’s Mutual Self-Help program, as well as another group of families moving into their new homes just in time to celebrate the Fourth of July. Read more »
Pictured above are Heidi Richards and her daughter in their newly constructed Habitat home with Deputy Under Secretary, Patrice Kunesh.
Recently, I visited the Habitat for Humanity homes on Cape Cod, Massachusetts in celebration of National Homeownership Month, a time to recognize the important role that housing plays in the economy. The construction of these homes was made possible through loans from USDA Rural Development (RD).
The partnership between USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity continues to help provide numerous low-income families with safe, affordable, and well-built homes. USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity first partnered in 2011. In FY 2013, USDA Rural Development financed four out of five of the Habitat homes built on Cape Cod, and they are currently on track to finance eight more Habitat homes being built on Cape Cod in FY 2014. Read more »