Pictured above are Heidi Richards and her daughter in their newly constructed Habitat home with Deputy Under Secretary, Patrice Kunesh.
Recently, I visited the Habitat for Humanity homes on Cape Cod, Massachusetts in celebration of National Homeownership Month, a time to recognize the important role that housing plays in the economy. The construction of these homes was made possible through loans from USDA Rural Development (RD).
The partnership between USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity continues to help provide numerous low-income families with safe, affordable, and well-built homes. USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity first partnered in 2011. In FY 2013, USDA Rural Development financed four out of five of the Habitat homes built on Cape Cod, and they are currently on track to finance eight more Habitat homes being built on Cape Cod in FY 2014. Read more »
Wayne Bodley (far right) built his home through the Self-Help program with assistance from USDA Rural Development and the Housing Assistance Corporation. Bodley designed the bear which is displayed in downtown Hendersonville, NC, and will be auctioned off to benefit the local Self-Help program.
In celebration of USDA’s annual Homeownership Month, I toured a flourishing neighborhood tucked in the woods of Edneyville, North Carolina. Along with me were families who never thought it possible to own a home or have a yard for their children or a garden. Their dreams were realized by building not only their own home, but the homes of their neighbors too! In the process, they also built enduring bonds of a caring community.
This neighborhood is being developed by the private, nonprofit Housing Assistance Corporation (HAC) of Hendersonville using Rural Development’s Self-Help Housing program. Since 1971, USDA has helped build more than 50,000 across the nation. Through the Self Help Housing program, homeowners save money and earn “sweat equity” toward their homes by completing 65% of the labor. Ten to 12 families pool their efforts and work a minimum of 40 hours a week working on all the homes — and no one moves into their home until every home is completed. Working together, families pour foundations, frame homes, install electrical wiring, hang doors and windows, and lay tile and paint. Their sweat equity qualifies as their down payment. Once completed, USDA Rural Development provides the families with mortgages through the Single Family Housing Direct Loan Program. Read more »
“Our home is a beautiful white house with a porch and a creek runs through our backyard,” said Joe Donnell. “There is lots of space for our family to grow. This house is an amazing gift from the Lord!”
With their family of eight, Myron Doud and Stephanie Richards were in tight quarters when they were living with Myron’s parents in a four-bedroom house. Like them, Joe and Danielle Donnell and their young one had resided with Danielle’s family.
“Our daughter was very excited about her new bedroom, and she wasn’t even scared to sleep in a room all by herself!” said Stephanie Richards. “The kids now have room to have sleep-overs with their friends and a nice backyard to play.”
These South Dakota families, like many starting out in rural America, just needed a little assistance to begin their lives — and begin building assets for the future — as homeowners. They found the help they needed through USDA Rural Development’s Direct Housing Loan, which offers 100-percent, affordable mortgages to rural homebuyers who cannot access affordable conventional financing. Read more »
Deputy Secretary Krysta Harden, Hanover Habitat Executive Director Tim Bowring, Rural Development State Director Basil Gooden, Rural Development Housing Director for Virginia Anne Herring tour energy efficient homes constructed through a new partnership between USDA and The Hanover County Chapter of Habitat for Humanity.
USDA Rural Development and The Hanover County Chapter of Habitat for Humanity are thinking outside of the box with their new partnership in Virginia. By working together, USDA Rural Development and Habitat for Humanity are able to provide mortgage assistance to low and very low-income rural families. Earlier this month, Agriculture Deputy Secretary Krysta Harden visited Bailey Woods, the first-ever Habitat Development in this area, as part of USDA’s celebration of National Homeownership Month.
Every year, rural families rely on USDA Rural Development’s direct and guaranteed home loans to provide an affordable opportunity to become homeowners. Bailey Woods will provide building lots for eight new houses and a renovation of one. These homes range from 1,500 to 1,700 square feet and feature many energy efficient features, such as ceiling fans, high insulation, and high efficiency heat pumps. These cost reducing systems will provide families in rural areas such as Hanover County the opportunity to purchase a home, while maintaining low operating costs. Read more »
Reyanna Nastarcio’s grandchildren hold the American flag that was presented to her by Rural Development Housing Administrator Tony Hernandez and State Director Terry Brunner.
By mid-morning the wind was howling and blowing the auburn colored sand across Zuni Pueblo located in western New Mexico.
But this was the last thing on the minds of Kay Panteah, Reyanna Nastarcio and Martha Sheche tribal members of Zuni Pueblo. This is the day they celebrate the completion of construction of their new homes—the homes they built with their own hands with the help of family and friends.
At last, this day has finally arrived—after all of those days of hanging drywall, driving nails, and painting walls. After a year of hard work they are being honored by an age-old tradition where their community comes together and celebrates a special feast day. A celebration that includes a blessing of thanks, song and dance by the Zuni Olla Maidens where they rejoice in the ‘homecoming’ for these three women who have worked hard to attain the title of ‘homeowner’ and to create a home for their families. Read more »
The Sumner family moved into their USDA-financed home just four days before baby Holly was born.
As part of USDA’s ongoing celebration of National Homeownership Month, I visited several communities bordering Illinois and Missouri last week to meet some of the people whose lives have been changed with homeownership.
Joe and Heather Sumner had been renters in Highland, IL, who needed more space for their growing family. They were struggling to find affordable financing options, until they learned about Rural Development from their real estate agent. They soon qualified for a USDA Direct Housing Loan, and they were able to move into their new home in time for their new baby, who arrived just four days later. Mrs. Sumner told me they were especially pleased with the amount of house they could afford through the Rural Development program. Read more »