USDA Ohio Rural Development employees help construction workers "walk up a wall" during a day of volunteering at a Marysville, Ohio Habitat for Humanity build. The house, which will belong to Union County resident Michelle Amrine, is the first-ever built-from-the-ground-up collaboration between Habitat for Humanity and Rural Development in Ohio. (USDA Photo by Heather Hartley)
In commemoration of USDA’s annual Homeownership Month, some industrious Ohio Rural Development team members and I recently spent a sunny day at a Habitat for Humanity building site, helping Marysville resident Michelle Amrine and her two children frame out a place to call their own.
Financed through USDA Rural Development’s Direct Home Loan program, the home is being constructed through Habitat for Humanity of Union County. Although earlier projects in the state included funds for the rehabilitation of already-existing construction, the Amrine house marks the first “from-the-ground-up” collaboration between Ohio Rural Development and Habitat for Humanity. Read more »
Tony Hernandez (left), Administrator for USDA Housing Programs, and Georgia Rural Development State Director Quinton Robinson congratulate Telisha Mack on her new home in recognition of National Homeownership Month.
In 2011, Telisha Mack was ready to take the leap into homeownership. She put mortgage applications at three different banks, but was not approved because she didn’t have a huge down payment or a co-signer. She lost her chance to purchase two different homes she liked.
As a single mother with three children while working a full-time job, Telisha managed to overcome a number of hurdles to obtain an Associate’s Degree in Accounting, a Bachelor’s Degree in Management, and a Master’s Degree in Human Resources. She maintained good credit and budgeted wisely. She knew she could overcome the hurdle of entering homeownership, but wasn’t sure exactly how or when. Then, she heard from a friend how USDA Rural Development helps families break into the housing market. Read more »
South Dakota United States Department of Agriculture Rural Development State Director Elsie Meeks (right) meets with Colleen Steele, Executive Director, Mazaska Owecaso Otipi Financial. USDA photo.
“Being a homeowner is absolutely rewarding to my family and me. Owning my own home means stability, safety and accomplishment in our lives,” said Stephanie Richards-Apple. She purchased her home through Mazaska Owecaso Otipi Financial. Mazaska is a partner to USDA Rural Development in South Dakota and a member of the South Dakota Native Homeownership Coalition (Coalition). Richards-Apple worked with Mazaska to make the step from tenant to homeowner. Her story highlights the importance of the work of the South Dakota Native Homeownership Coalition.
The Coalition is a partnership of Federal and State agencies, Housing Development Authorities and non-profit entities that share the common goal of improving Native homeownership in South Dakota. South Dakota Rural Development State Director Elsie Meeks welcomed over 50 participants at a coalition-sponsored training session in Pierre, SD and stated “We strive to advocate and strengthen families and Native communities through homeownership; it isn’t often that the Native and non-native housing organizations get to learn from each other.” Read more »
Robert Tapia, a single father of two, is pictured outside the Reedley, Calif. home he proudly helped build with ten other families through USDA's Mutual Self-Help Housing Loan program in partnership with Self-Help Enterprises, which celebrated the completion of its 6,000th home last week. (USDA photo)
The holidays will be extra special this year for 11 families in Reedley, Calif., who received the keys to their homes during a celebration ceremony December 19. The group spent nearly 10 months building each other’s homes through USDA’s Mutual Self-Help Housing Loan program.
The rules of the program are simple, though not necessarily easy. Ten- to 12 families are grouped together to pool their efforts. Each family is required to put in a minimum of 40 hours a week working on all the homes and no one moves in until every home is completed. Together, families pour foundations, frame homes, install electrical wiring, hang doors and windows and even lay tile and paint. Their labor – “sweat equity” – acts as a down payment for the home, and USDA Rural Development provides the families with mortgages through the Single Family Housing Direct Loan Program. Read more »
Nellie Buckman is the daughter of a migrant worker. Growing up her family moved from place to place a lot. She never really had a place to call home until her adult years when she moved into a little tiny house that was originally from Igloo, South Dakota, which incidentally is located on the same lot line as her current residence which was built by the U.S. Department of Housing and Urban Development (HUD) in 1979. Over the years, the Buckmans raised 10 children in this home. The transition from the little small house to the HUD house was quite an experience for the family. The HUD house was much bigger and in the beginning, the children all slept in one bedroom until they got used to having extra space. Her children now grown, Buckman’s home continues to be a gathering place for her large family.
“I love having a place to call home, to care for, and have all of my trinkets and memories surround me,” said Nellie Buckman. Read more »
Federal, State, and Tribal partners work on a solution to bring safe, affordable housing to South Dakota’s tribal areas. USDA photo.
South Dakota USDA Rural Development, Governor’s Office of Economic Development, South Dakota Housing Development Authority (SDHDA), and the Great Plains Native Asset Building Coalition convened a vital meeting of stakeholders recently to gain input on the creation of a statewide coalition to support and promote homeownership in South Dakota Native communities.
Six of the nine Indian reservations in South Dakota, including representatives of six Indian housing authorities participated in the session, as well as Nathan Sanderson of the Governor’s Office of Economic Development. In addition to USDA Rural Development, federal stakeholders included the Departments of Housing and Urban Development, Veterans Affairs, and Indian Health Service. About 50 people gathered for a daylong working session to provide critical impute on the goals and priorities of a proposed coalition. Read more »