United States Senator Chris Coons (center) joins USDA Deputy Under Secretary for Rural Development (RD) Vernita Dore, RD’s Delaware State Director Bill McGowan and dozens of RD and community volunteers to help build a home as part of USDA’s Mutual and Self-Help Program.
I wake up every day excited to work for an agency that gives rural American families three intangible gifts through homeownership: hope, surprise and joy.
They experience a sense of hope when they find there are affordable options to become homeowners. They surprise themselves by doing the incredible amount of work it takes to literally build the dream, and they experience unbounded joy when they move into their own home. Read more »
Tex Peyton's new home is shown under construction next to the old one.
USDA celebrates National Homeownership Month each year in June, and we continue to shine the spotlight on projects across the nation. I wanted to illustrate the work we do to provide ladders of opportunity for rural residents who might not have such an opportunity without the support of USDA Rural Development.
I had the pleasure of meeting one such person this week. His name is Tex Peyton and for the past 18 years he lived in a basic two-room house in Eastern Kentucky that lacked indoor plumbing. Read more »
Homeowner Michelle Amrine takes a selfie with a crew of folks helping her to build her home in Ohio.
Rural America faces a unique set of challenges when it comes to combating poverty in our towns and communities. Too often, rural people and places are hard to reach or otherwise underserved — but USDA makes sure they are not forgotten. I believe that USDA and its partners have the tools and the means to expand opportunity and better serve those living in poverty. This month, Homeownership Month, we are celebrating a program that has helped rural families locate and climb ladders of opportunity into the middle class: The Mutual Self-Help Housing Program.
Fifty years ago USDA initiated The Mutual Self-Help Housing Program to provide very low- and low-income families the opportunity to achieve the American dream of homeownership, and in 50 years, USDA has partnered with more than 100 non-profit Self-Help Housing Organizations to help 50,000 rural American families accomplish homeownership. Read more »
Megan Estrada and her children enjoy a swing on the porch of their new home financed by a USDA Rural Development home loan guarantee.
2014 will soon be in our collective rear view mirrors, and USDA Rural Development has had an incredibly productive year. This week we are looking back on stories from the year that illustrate the impact our programs have on rural communities. Here’s a story out of our Kansas State Office from June.
Megan Estrada and her three children are excited to spend time on their new home’s porch – a home they just moved into this summer. Prior to purchasing their own home, Estrada and her children had spent the last nine years in an apartment in Dodge City, Kansas. Read more »
USDA Rural Development Pennsylvania State Director Thomas Williams helped future homeowner Judy Aguero put the first nails into the doorway of her new home.
On a blustery cold November morning, it was heartwarming to help Judy Aguero put the first nails into the doorway of her new home. Ms. Aguero, a single mom, was born in New York City and moved to Pennsylvania when she was 15 years old. When her mother was deported back to Santo Domingo, Judy lived with members of her church. By 19, she was expecting a child and living at a homeless shelter. Overcoming all odds, Judy was determined to make a better life for herself and her child. She is currently employed as a Certified Nursing Assistant and is working on an associate’s degree in social work. Through York Habitat for Humanity, she will be moving into a new three bedroom, one bath two-story duplex in the spring of 2015 with her daughter, Yudelka.
USDA Rural Development’s Pennsylvania housing staff recently met with York Habitat for Humanity (York Habitat) to partner our resources to help bring homeownership to reality for rural Pennsylvanians. York Habitat will be working as a packager to help hardworking potential homeowners like Judy complete applications for the USDA 502 Direct Home Loan Program. Through the program, direct homeownership loans are available to lower income individuals and families. Payments are based on income, with no down payment required. It’s just another way Rural Development is creating ladders of opportunity to help people have the tools they need to climb into the middle class. Read more »
Collette Brandt and her miniature pinschers enjoy their new home, particularly the large yard and beautiful tree. Collette walks the dogs through her new neighborhood as part of her therapy.
This summer, USDA is highlighting partnerships to invest in the future of rural America. Our partners work with us year after year to leverage resources and grow economic opportunities. They are the key to ensuring our rural communities thrive. Follow more of our stories at #RuralPartners.
In recognition of National Homeownership Month, we recently cut the ribbon to Collette Brandt’s home. Collette has seen a lot of struggles over the past three years. After falling at home and tragically severing her spinal column, the occupational therapist was told she may never walk again. The tragedy coincided with the end of a long term relationship and Collette had to move in with a co-worker. Determined to walk again and eventually own her own home, Collette’s determination drove her to work her way back on her feet physically and financially.
Not sure of her options as a middle-aged, currently disabled single woman, Collette reached out to Melanie Page at the Union County Housing Authority (UCHA). Through a Pennsylvania Department of Community and Economic Development HOME grant (a federally funded program that provides municipalities with grant and loan assistance as well as technical assistance to expand the supply of decent and affordable housing for low- and very low-income Pennsylvanians), the UCHA builds and refurbishes homes for income eligible residents over the age of 55. As an added bonus, the homes are part of an energy research project with Pennsylvania State University. Read more »