Heather Gallagher stands in the living room of her new home that she helped build through USDA and Community Rebuilds of Moab, UT. The earthen walls and floor create a warm glow throughout the house in the afternoon sun.
Though National Homeownership Month has ended, the stories of people in rural America achieving that American dream never do. Last month I had the good fortune to visit the homes of two such people in Moab, Utah: Heather Gallagher and Lynn Chenard.
Both women live and work in the town of Moab, Utah, adjacent to Arches National Park. They were drawn there by many of the same things that call to me: rock climbing, mountain biking, river rafting, and wilderness exploration. The one thing that might have forced them out, however, is the community’s lack of affordable housing and limited seasonal work. Read more »
A USDA Section 502 Home Loan Guarantee helped the Goetz family secure a bank loan on their rural Kansas home.
In rural areas, financing a home can be difficult. There often aren’t as many lenders serving rural locations as there are in more densely populated parts of the country. Also, some rural lenders may require a larger down payment or a higher interest rate to secure a loan. Fortunately, USDA Rural Development partners with more than 3,000 housing lenders to make sure low- and moderate-income rural families have a chance to enter the housing market.
Through the Section 502 Guaranteed Housing Loan Program, USDA Rural Development backs loans made by approved lenders for the purchase, refinance, renovation, or repair of an owner-occupied residence. The USDA guarantee allows lenders to provide 100-percent financing on a safe, low-interest, 30-year mortgage. Read more »
Through the Emergency Watershed Protection Program, NRCS helped tame a major erosion problem and save a West Columbia, S.C. home. NRCS photo.
Heavy rains can cause flooding and erosion, and for homeowners in West Columbia, S.C. – a new cliff right below their bedroom.
Two major rain events last spring and summer transformed Natchez Trail Road into a flowing river, ultimately creating a 35-foot cliff near a home. Sue and Bob Allen turned to the city and USDA’s Natural Resources Conservation Service for help.
“This is so exciting,” said Sue Allen, after the project was completed near her home. “Somebody heard our pleas.” Read more »
Rural America faces tremendous uncertainty today. Congress has not yet passed a Food, Farm and Jobs Bill, and the current extension of 2008 Farm Bill programs will soon expire. Additionally, thus far, no budget has been provided by Congress to continue funding the Federal government past September 30.
Amid this uncertainty, USDA remains focused on our mission and on our work to revitalize the rural economy. We have delivered record investments under President Obama’s leadership, and we will continue working to do so. In a time of reduced resources, we’ve also taken a wide range of new, collaborative approaches with other government agencies—complementing our public-private partnerships and creating better collaboration among state and local partners. Read more »
The U.S. Department of Agriculture’s (USDA) annual report on the Expenditures on Children by Families has found that a middle-income family with a child born in 2012 can expect to spend about $241,080 for food, shelter, and other necessities associated with child rearing expenses over the next 17 years.
How much will that little bundle of joy cost? According to USDA’s Cost of Raising a Child report, the answer for a child born in 2012 is $241,080 for food, shelter and other necessities over the next 17 years, which translates to about $301,970 when adjusted for inflation!
Speaking as a father and a grandfather, I know how much we as parents want to give our children the tools they need to excel at anything they set their minds to—from the essentials, like a roof over their heads and a quality education, to the fun stuff, like a brand new soccer ball, piano lessons or a trip to summer camp. We work hard to ensure our children’s future happiness and success each and every day. Read more »
Crow Creek MOU signing – Pictured left to right are Bruce Jones, USDA Rural Development Acting Housing Director; Brandon Sazue Sr., Crow Creek Sioux Tribal Chairman; Leeann Piskule, Crow Creek Housing Authority Residential Services Coordinator; Paula Corcoran, USDA Rural Development Loan Specialist; Lori Moen, GROW South Dakota Chief Operating Officer; Ronnette Kirkie-Walton, Crow Creek Housing Authority Acting Chief Executive Officer; Terry Abernathy, Crow Creek Sioux Tribal Secretary; and Wayne McGhee Crow Creek Sioux Tribal Councilman.
Recently, Crow Creek Sioux Tribal Chairman Brandon Sazue Sr. joined USDA Rural Development Acting Housing Director Bruce Jones and Lori Moen, Chief Operating Officer for GROW South Dakota (GROW) in the signing of a Memorandum of Understanding that will streamline the process towards increased homeownership on the Crow Creek Indian Reservation. “What we do today can make a difference for tomorrow. By working together, we support the betterment of our Tribe as we know housing is much needed on our Reservation” said Chairman Sazue Sr. Read more »