A USDA Section 502 Home Loan Guarantee helped the Goetz family secure a bank loan on their rural Kansas home.
In rural areas, financing a home can be difficult. There often aren’t as many lenders serving rural locations as there are in more densely populated parts of the country. Also, some rural lenders may require a larger down payment or a higher interest rate to secure a loan. Fortunately, USDA Rural Development partners with more than 3,000 housing lenders to make sure low- and moderate-income rural families have a chance to enter the housing market.
Through the Section 502 Guaranteed Housing Loan Program, USDA Rural Development backs loans made by approved lenders for the purchase, refinance, renovation, or repair of an owner-occupied residence. The USDA guarantee allows lenders to provide 100-percent financing on a safe, low-interest, 30-year mortgage. Read more »
The Riggio family was able to purchase their home in Newville, Pennsylvania, with a loan from USDA Rural Development’s Self-Help Housing Loan Program.
As we celebrate National Homeownership Month this June, I am reminded how USDA delivers positive outcomes ‘Every Day, Every Way’ through the comprehensive programs and services that touch the lives of every American. While many people think of USDA in terms of food, farms and forestry, nearly 3.4 million families over the past 65 years have found the affordable financing they needed to become homeowners through USDA Rural Development.
In 2013 alone, more than 170,000 rural residents became homeowners with the help of Rural Development’s direct loans, guaranteed loans, grants and technical assistance. In both people and dollars, 2013 was the most successful year on record in the history of USDA’s single-family housing programs. Read more »
Within a week after the government opened from a 16-day shutdown in October, Farm Service Agency employees were able to quickly issue payments to more than 1 million farmers and ranchers.
Secretary Vilsack said that he was “proud of the commitment by USDA employees” to ensure these conservation and safety net funds reached America’s farmers and ranchers. “USDA assures rural America that it remains a priority, and these actions by FSA staff serve as yet another reminder that America needs passage of a new Food, Farm and Jobs Bill as soon as possible to continue support of producers.” Read more »
Over the years, Oscar Vizcarra’s vineyard and family farm has become a thriving business. Vizcarra brought his insight and experience to the table as a member of USDA’s Fruit and Vegetable Advisory Industry Committee. Photo courtesy Vizcarra Vineyards.
Growing up on a family farm in New Mexico, I experienced the joys of producing your own food and sharing it with others. For many, the opportunity to own a farm or work in the agriculture industry is a dream come true, one that they can achieve if given the right opportunity.
In my position here at USDA, I take great pride in the work we do to help producers like Oscar Vizcarra—who now has almost 5,000 people come to apple picking and other events at his farm on a regular basis—realize their dreams. One of the ways that we will create similar opportunities for the entire agriculture industry is by passing common sense immigration reform, and addressing critical labor issues that are needed to help the industry continue to thrive. Read more »
Deputy Secretary Krysta Harden meets with USDA employees in Minnesota.
Yesterday, I visited with USDA employees in Minnesota to tell them how much their work means to the Secretary, myself and the American people. USDA employees across the country and around the world do critical work that impacts millions of lives and I could not be prouder.
Folks often ask me why I work in the federal government and my answer always is: it’s how I serve. Public service is at the core of our nation’s principles. Our founding fathers performed a public service when they laid the foundation for the United States of America—as they sat down to write the Declaration of Independence and as they worked each day afterward to create and maintain a nation. Read more »
Nurse Jennifer Witting stands beside newly installed telemedicine equipment at the Aspirus Keweenaw Hospital in Laurium, MI in June 2012. The Aspirus Health Foundation, Inc. received two Distance Learning and Telemedicine (DLT) grants through the U.S. Department of Agriculture’s (USDA) Rural Development (RD) DLT Program, that enabled Aspirus to grow their Telehealth infrastructure into communities in north-central Wisconsin and the western Upper Peninsula of Michigan. USDA photo.
This week at USDA we are celebrating National Health IT week by highlighting USDA’s ongoing efforts to expand modern health care access to rural America. Yesterday, we announced two new steps to improve health care for rural Americans – both through new investments in health infrastructure and ongoing interagency partnerships designed to better focus Federal efforts on rural health care.
USDA is expanding a partnership with HHS and the Department of Veterans Affairs, as part of our work together on the White House Rural Council, to leverage funds and other efforts that will support advanced health care technology in rural hospitals. This partnership is an extension of a successful pilot launched in five states – Illinois, Iowa, Kansas, Mississippi and Texas – to identify rural critical access hospitals in persistent poverty areas in need of advanced health care technology. For example, during the pilot phase of this partnership, the USDA Rural Development Iowa State Office, the Iowa Regional Health IT Extension Center (REC) and the Iowa State Office of Rural Health convened the first Iowa Rural Health IT Forum to expand care for Critical Access Hospitals. Read more »