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Posts tagged: Mutual Self-Help Housing grant

Building Communities Together Nationwide

Building Communities Together Nationwide infographic

Building Communities Together Nationwide infographic (Click to view a larger version)

Owning a home opens up a world of opportunities. A home is an asset that helps families finance education or a business. A home could be the reason you learn how to use a power drill, or the reason you start your first garden. Homeownership helps people become more financially literate all while connecting with their community in ways they may have never connected before.

Now that another Homeownership Month has come and gone, I would like to reflect on the strides the Obama Administration has made toward truly accessible rural homeownership for all. Since 2009 USDA Rural Development has made investments in affordable homeownership opportunities in 3,200 U.S. counties. These investments have benefitted more than 1 million people across the country. Read more »

Natural Building – of Homes and Partnerships in Utah

Heather Gallagher inside her new home

Heather Gallagher stands in the living room of her new home that she helped build through USDA and Community Rebuilds of Moab, UT. The earthen walls and floor create a warm glow throughout the house in the afternoon sun.

Though National Homeownership Month has ended, the stories of people in rural America achieving that American dream never do. Last month I had the good fortune to visit the homes of two such people in Moab, Utah: Heather Gallagher and Lynn Chenard.

Both women live and work in the town of Moab, Utah, adjacent to Arches National Park. They were drawn there by many of the same things that call to me: rock climbing, mountain biking, river rafting, and wilderness exploration. The one thing that might have forced them out, however, is the community’s lack of affordable housing and limited seasonal work. Read more »

Homes on the Mend, Neighborhoods on the Rebound

USDA Rural Development State Director Vicki Walker (center with wheelbarrow), U.S. Representative Suzanne Bonamici (center with level), local nonprofit Community Action Team (CAT), and community leaders with first-time homeowners Jessica and Jason Smith

In honor of National Homeownership Month, USDA Rural Development State Director Vicki Walker (center with wheelbarrow), U.S. Representative Suzanne Bonamici (center with level), local nonprofit Community Action Team (CAT), and community leaders join first-time homeowners Jessica and Jason Smith (far right)

Jessica and Jason Smith used to watch home improvement shows in which old and deteriorating houses are completely renovated. They never thought they’d be the ones giving a neglected home new life—until now. While building their dream of homeownership, they are quite literally helping revitalize a neighborhood.

Last week in honor of National Homeownership Month, I joined U.S. Representative Suzanne Bonamici, local nonprofit Community Action Team (CAT), and community leaders to meet the Smiths at their work-in-progress in St. Helens, Oregon. Jessica and Jason participate in CAT’s Self-help Acquisition Rehabilitation Program (SHARP) funded with support from USDA Rural Development. The effort allows families to use their own sweat equity as down payment on a home and provides an affordable USDA mortgage for the balance. As the local partner, CAT receives USDA Mutual Self-help Housing grant funds to qualify families, identify home sites, and coordinate professional construction assistance. Read more »

A Celebration of Homeownership

The Hausman family of Scotts Bluff, Nebraska

The Hausman family of Scotts Bluff, Nebraska used USDA Rural Development's Single Family Guaranteed Loan Program to purchase a home to call their own.

Homeownership Month 2015 is already coming to the end, and I couldn’t be happier with the celebrations I’ve participated in, read about or listened to stories of.

In 30 days I have visited seven states across our nation to meet the people that work for and with USDA Rural Development to help make homeownership a reality for so many rural American families.

I’ve seen hardworking folks in California and Montana push up the walls to their future homes; I met families in Ohio and Oklahoma who were already moved in, but still thoroughly filled with the joy of homeownership. Read more »

Experiencing the Hope, Surprise and Joy of Homeownership in Delaware

United States Senator Chris Coons (center) joining USDA Deputy Under Secretary for Rural Development (RD) Vernita Dore, RD’s Delaware State Director Bill McGowan and dozens of RD and community volunteers to help build a home

United States Senator Chris Coons (center) joins USDA Deputy Under Secretary for Rural Development (RD) Vernita Dore, RD’s Delaware State Director Bill McGowan and dozens of RD and community volunteers to help build a home as part of USDA’s Mutual and Self-Help Program.

I wake up every day excited to work for an agency that gives rural American families three intangible gifts through homeownership: hope, surprise and joy.

They experience a sense of hope when they find there are affordable options to become homeowners. They surprise themselves by doing the incredible amount of work it takes to literally build the dream, and they experience unbounded joy when they move into their own home. Read more »

A Home for the Holidays

Robert Tapia, a single father of two, is pictured outside the Reedley, Calif. home he proudly helped build with ten other families through USDA's Mutual Self-Help Housing Loan program in partnership with Self-Help Enterprises, which celebrated the completion of its 6,000th home last week. (USDA photo)

Robert Tapia, a single father of two, is pictured outside the Reedley, Calif. home he proudly helped build with ten other families through USDA's Mutual Self-Help Housing Loan program in partnership with Self-Help Enterprises, which celebrated the completion of its 6,000th home last week. (USDA photo)

The holidays will be extra special this year for 11 families in Reedley, Calif., who received the keys to their homes during a celebration ceremony December 19. The group spent nearly 10 months building each other’s homes through USDA’s Mutual Self-Help Housing Loan program.

The rules of the program are simple, though not necessarily easy. Ten- to 12 families are grouped together to pool their efforts. Each family is required to put in a minimum of 40 hours a week working on all the homes and no one moves in until every home is completed. Together, families pour foundations, frame homes, install electrical wiring, hang doors and windows and even lay tile and paint. Their labor – “sweat equity” – acts as a down payment for the home, and USDA Rural Development provides the families with mortgages through the Single Family Housing Direct Loan Program. Read more »