In honor of National Homeownership Month, USDA Rural Development State Director Vicki Walker (center with wheelbarrow), U.S. Representative Suzanne Bonamici (center with level), local nonprofit Community Action Team (CAT), and community leaders join first-time homeowners Jessica and Jason Smith (far right)
Jessica and Jason Smith used to watch home improvement shows in which old and deteriorating houses are completely renovated. They never thought they’d be the ones giving a neglected home new life—until now. While building their dream of homeownership, they are quite literally helping revitalize a neighborhood.
Last week in honor of National Homeownership Month, I joined U.S. Representative Suzanne Bonamici, local nonprofit Community Action Team (CAT), and community leaders to meet the Smiths at their work-in-progress in St. Helens, Oregon. Jessica and Jason participate in CAT’s Self-help Acquisition Rehabilitation Program (SHARP) funded with support from USDA Rural Development. The effort allows families to use their own sweat equity as down payment on a home and provides an affordable USDA mortgage for the balance. As the local partner, CAT receives USDA Mutual Self-help Housing grant funds to qualify families, identify home sites, and coordinate professional construction assistance. Read more »
Tex Peyton's new home is shown under construction next to the old one.
USDA celebrates National Homeownership Month each year in June, and we continue to shine the spotlight on projects across the nation. I wanted to illustrate the work we do to provide ladders of opportunity for rural residents who might not have such an opportunity without the support of USDA Rural Development.
I had the pleasure of meeting one such person this week. His name is Tex Peyton and for the past 18 years he lived in a basic two-room house in Eastern Kentucky that lacked indoor plumbing. Read more »
Collette Brandt and her miniature pinschers enjoy their new home, particularly the large yard and beautiful tree. Collette walks the dogs through her new neighborhood as part of her therapy.
This summer, USDA is highlighting partnerships to invest in the future of rural America. Our partners work with us year after year to leverage resources and grow economic opportunities. They are the key to ensuring our rural communities thrive. Follow more of our stories at #RuralPartners.
In recognition of National Homeownership Month, we recently cut the ribbon to Collette Brandt’s home. Collette has seen a lot of struggles over the past three years. After falling at home and tragically severing her spinal column, the occupational therapist was told she may never walk again. The tragedy coincided with the end of a long term relationship and Collette had to move in with a co-worker. Determined to walk again and eventually own her own home, Collette’s determination drove her to work her way back on her feet physically and financially.
Not sure of her options as a middle-aged, currently disabled single woman, Collette reached out to Melanie Page at the Union County Housing Authority (UCHA). Through a Pennsylvania Department of Community and Economic Development HOME grant (a federally funded program that provides municipalities with grant and loan assistance as well as technical assistance to expand the supply of decent and affordable housing for low- and very low-income Pennsylvanians), the UCHA builds and refurbishes homes for income eligible residents over the age of 55. As an added bonus, the homes are part of an energy research project with Pennsylvania State University. Read more »
Closing out National Homeownership Month on June 30, 2014, RHS Administrator Tony Hernandez inside the home with new homeowners, Jay Pauley and Johanna Mansfield, along with Congresswoman Jaime Herrera Beutler, representing Southwest Washington's 3rd Congressional District, at the Lower Columbia Community Action Program (LCCAP) Self-Help Housing Project in Castle Rock, Wash. Photo by Phil Eggman.
This year, Independence Day will be even more meaningful for tens of thousands of families across the nation. With financing assistance from USDA, they will be able to gather their loved ones in their own homes and back yards to celebrate the holiday as homeowners.
As the Administrator for USDA’s housing programs, I spent the past weeks celebrating National Homeownership Month with rural families who are achieving the American Dream with USDA assistance. On the final day of the month-long celebration, I joined families who are now constructing their homes through USDA’s Mutual Self-Help program, as well as another group of families moving into their new homes just in time to celebrate the Fourth of July. Read more »
Pictured above are Heidi Richards and her daughter in their newly constructed Habitat home with Deputy Under Secretary, Patrice Kunesh.
Recently, I visited the Habitat for Humanity homes on Cape Cod, Massachusetts in celebration of National Homeownership Month, a time to recognize the important role that housing plays in the economy. The construction of these homes was made possible through loans from USDA Rural Development (RD).
The partnership between USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity continues to help provide numerous low-income families with safe, affordable, and well-built homes. USDA Rural Development and the Cape Cod Chapter of Habitat for Humanity first partnered in 2011. In FY 2013, USDA Rural Development financed four out of five of the Habitat homes built on Cape Cod, and they are currently on track to finance eight more Habitat homes being built on Cape Cod in FY 2014. Read more »
Wayne Bodley (far right) built his home through the Self-Help program with assistance from USDA Rural Development and the Housing Assistance Corporation. Bodley designed the bear which is displayed in downtown Hendersonville, NC, and will be auctioned off to benefit the local Self-Help program.
In celebration of USDA’s annual Homeownership Month, I toured a flourishing neighborhood tucked in the woods of Edneyville, North Carolina. Along with me were families who never thought it possible to own a home or have a yard for their children or a garden. Their dreams were realized by building not only their own home, but the homes of their neighbors too! In the process, they also built enduring bonds of a caring community.
This neighborhood is being developed by the private, nonprofit Housing Assistance Corporation (HAC) of Hendersonville using Rural Development’s Self-Help Housing program. Since 1971, USDA has helped build more than 50,000 across the nation. Through the Self Help Housing program, homeowners save money and earn “sweat equity” toward their homes by completing 65% of the labor. Ten to 12 families pool their efforts and work a minimum of 40 hours a week working on all the homes — and no one moves into their home until every home is completed. Working together, families pour foundations, frame homes, install electrical wiring, hang doors and windows, and lay tile and paint. Their sweat equity qualifies as their down payment. Once completed, USDA Rural Development provides the families with mortgages through the Single Family Housing Direct Loan Program. Read more »