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Posts tagged: National Homeownership Month

USDA Rural Development Housing Programs: The Faces Behind the Numbers

The Sumner family moved into their USDA-financed home just four days before baby Holly was born.

The Sumner family moved into their USDA-financed home just four days before baby Holly was born.

As part of USDA’s ongoing celebration of National Homeownership Month, I visited several communities bordering Illinois and Missouri last week to meet some of the people whose lives have been changed with homeownership.

Joe and Heather Sumner had been renters in Highland, IL, who needed more space for their growing family. They were struggling to find affordable financing options, until they learned about Rural Development from their real estate agent. They soon qualified for a USDA Direct Housing Loan, and they were able to move into their new home in time for their new baby, who arrived just four days later.  Mrs. Sumner told me they were especially pleased with the amount of house they could afford through the Rural Development program. Read more »

June is Pride Month, National Homeownership Month: USDA Brings Homeownership Assistance to Rural LGBT Communities

Lissa Biehn (left) with FSA and Ramona Mitchell, Rural Development, discuss USDA’s dedication to civil rights in employment and program delivery at the Northwest Pride Festival in Portland, OR, on June 14.

Lissa Biehn (left) with FSA and Ramona Mitchell, Rural Development, discuss USDA’s dedication to civil rights in employment and program delivery at the Northwest Pride Festival in Portland, OR, on June 14.

June marks the 2014 celebration of Lesbian, Gay, Bisexual, and Transgender (LGBT) Pride Month.  USDA is taking this opportunity to recognize the immeasurable positive contributions made by the LGBT community — including our coworkers, partners and clients — to help rural America innovate and thrive, protect our natural resources and promote sustainable agricultural production to help feed the world. In addition, we are demonstrating our commitment to treating our LGBT customers and coworkers fairly and respectfully through educational events, outreach efforts and listening sessions across the country.

June is also National Homeownership Month, and the theme is “Own Your Future. Own Your Home.”  With concurrent Pride and Homeownership Month observances, it’s a great time to raise awareness among LGBT communities about USDA home mortgage and home repair programs that can help rural residents own their future. Read more »

Strength in Numbers: USDA Employees Join Delaware Residents Who Are Building Their Homes in Order to “Own” Their Future

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

USDA Rural Development employees join Mutual Self-Help Program participant Michelle Mosely for a break from installing floor beams to Michelle’s future home.

A stormy sky didn’t dampen spirits as a crew of us from USDA Rural Development’s national headquarters celebrated National Homeownership Month by helping Mutual Self-Help Housing Program participants build their own homes in Lincoln, DE.

USDA Rural Development’s Self-Help Housing Program offers families with modest means a hands-on approach to achieve homeownership.  Groups of families work side-by-side on nights and weekends to construct their homes, and no one moves in until all the houses are completed. Read more »

Build Your Way to Homeownership With USDA’s Help

Maria and Ignacio Gordillo of Reedley, Calif., helped build their house last year through USDA’s Mutual Self-Help Housing Loan Program. More than 50,000 rural families have become homeowners using their “sweat equity” as a down payment on an affordable USDA mortgage.

Maria and Ignacio Gordillo of Reedley, Calif., helped build their house last year through USDA’s Mutual Self-Help Housing Loan Program. More than 50,000 rural families have become homeowners using their “sweat equity” as a down payment on an affordable USDA mortgage.

More than 50,000 rural families have become homeowners using their “sweat equity” as their down payment on an affordable USDA mortgage.

What is “sweat equity?” These families have helped build their own homes and provided most of the construction labor with guidance from a qualified construction supervisor through USDA’s Mutual Self-Help Housing Loan Program. The “sweat equity” — the savings in labor costs — reduced the amount of the home loan and made the monthly payments affordable.

June is National Homeownership Month. USDA is celebrating the self-help program and the 50,000+ rural families who have invested in a home of their own through self-help housing. Read more »

USDA Direct Home Loan Helps Hard-working Single Mom Become a Homeowner

Tony Hernandez (left), Administrator for USDA Housing Programs, and Georgia Rural Development State Director Quinton Robinson congratulate Telisha Mack on her new home in recognition of National Homeownership Month.

Tony Hernandez (left), Administrator for USDA Housing Programs, and Georgia Rural Development State Director Quinton Robinson congratulate Telisha Mack on her new home in recognition of National Homeownership Month.

In 2011, Telisha Mack was ready to take the leap into homeownership.  She put mortgage applications at three different banks, but was not approved because she didn’t have a huge down payment or a co-signer. She lost her chance to purchase two different homes she liked.

As a single mother with three children while working a full-time job, Telisha managed to overcome a number of hurdles to obtain an Associate’s Degree in Accounting, a Bachelor’s Degree in Management, and a Master’s Degree in Human Resources. She maintained good credit and budgeted wisely. She knew she could overcome the hurdle of entering homeownership, but wasn’t sure exactly how or when. Then, she heard from a friend how USDA Rural Development helps families break into the housing market. Read more »

With USDA Housing Programs, 3.4 Million Rural Homebuyers Own Their Future

The Riggio family was able to purchase their home in Newville, Pennsylvania, with a loan from USDA Rural Development’s Self-Help Housing Loan Program.

The Riggio family was able to purchase their home in Newville, Pennsylvania, with a loan from USDA Rural Development’s Self-Help Housing Loan Program.

As we celebrate National Homeownership Month this June, I am reminded how USDA delivers positive outcomes ‘Every Day, Every Way’ through the comprehensive programs and services that touch the lives of every American. While many people think of USDA in terms of food, farms and forestry, nearly 3.4 million families over the past 65 years have found the affordable financing they needed to become homeowners through USDA Rural Development.

In 2013 alone, more than 170,000 rural residents became homeowners with the help of Rural Development’s direct loans, guaranteed loans, grants and technical assistance. In both people and dollars, 2013 was the most successful year on record in the history of USDA’s single-family housing programs. Read more »